The 1920s, Depression & New Deal — Problem set, Grade 11

5 focused units, followed by an evidence workshop, chapter review, and chapter quiz.

Review the key ideas

The 1920s: Consumption, Cultural Creation & Political Conflict

The period also included the Harlem Renaissance, immigration restrictions, Prohibition, religious and cultural disputes, and racial violence. Change and exclusion existed together. Study particular institutions and choices rather than dividing society into two uniform camps.

The 1929 Crash: Speculation, Leverage & Banking Risk

A stock-market crash is a sharp fall in asset prices; an economic depression involves sustained contraction in production, income, and employment. The downturn had begun before the most famous crash days. Later banking panics, monetary contraction, international financial problems, debt burdens, and declining spending helped deepen the Depression. Neither blaming one trading day nor treating it as irrelevant explains the linked processes.

The Great Depression: Contraction, Households & Policy Responses

Unemployment and lost savings affected housing, food, families, and migration. Experiences varied across communities and regions. Government responses developed over time; Hoover’s administration did take measures, while Roosevelt’s New Deal expanded and changed federal action after 1933.

The New Deal: Relief, Institutions & Constitutional Debate

Supporters and critics disagreed about constitutional authority, cost, dependency, business conditions, and the scale of relief. Some wanted less intervention; others demanded more or broader inclusion. Evaluate programs individually, using their goals, implementation, and effects.

American Society in the 1930s: Culture, Migration & Documentary Evidence

Federal documentary projects recorded work and living conditions, but their photographs and interviews were produced for particular purposes. Dorothea Lange’s 1936 photographs of Florence Owens Thompson and her children at Nipomo, California, became associated with the image called Migrant Mother. A photograph records a framed moment; captions, selection, publication, and later memories provide additional, sometimes differing, evidence.

Problem 1

Illustrative classroom budget: monthly income is $100, necessary expenses $85, and an installment payment $10. Income later falls to $90 while the obligations remain. Calculate the balance before and after the income fall. Explain how a consumer purchase and financial vulnerability can coexist.
Answer and explanation

The payment initially fits the stated budget but leaves little reserve. The later income fall creates a shortfall. This illustrates a credit mechanism, not a claim that all 1920s households had this budget or that this alone caused the Depression.

Initially $100−$85−$10 leaves $5.

Afterward $90−$85−$10 leaves a $5 shortfall.

Explain that fixed obligations can become difficult after an income change.

Response criteria

  • Describe the historical context and institutions accurately.
  • Connect relevant evidence to an explained conclusion.
  • Represent particular perspectives without stereotypes or invented testimony.
  • Identify an evidentiary limitation or a distinction that qualifies the claim.

Problem 2

How can installment purchases increase sales and future household obligations?
Answer and explanation

Installment credit can bring a purchase forward in time while adding obligations to future income. Sales totals and household debt therefore need to be read together. Advertising shows an appeal and intended audience; it does not show that everyone could afford the advertised life.

Problem 3

Invented balance sheet: an investor owns shares worth 100 units, owes 80, and has equity of 20. Shares fall to 90 while the debt remains 80. Calculate the asset decline and equity decline, then state a limitation.
Answer and explanation

A 10 percent asset decline produces a 50 percent equity decline because debt remains fixed in this simplified example. The mechanism explains leverage, but the invented figures do not describe every 1929 investor. Interest, collateral terms, timing, and other assets would affect a fuller account.

Assets decline by 10/100 = 10 percent.

Equity falls from 20 to 10, a 50 percent decline.

Keep the unchanged debt and initial equity denominator explicit.

Response criteria

  • Describe the historical context and institutions accurately.
  • Connect relevant evidence to an explained conclusion.
  • Represent particular perspectives without stereotypes or invented testimony.
  • Identify an evidentiary limitation or a distinction that qualifies the claim.

Problem 4

Why can a small percentage decline in assets produce a much larger percentage decline in equity?
Answer and explanation

Equity is the remaining asset value after debt. With $100 in assets and $80 owed, equity is $20; a fall to $90 in assets leaves $10 in equity if debt stays $80. The asset decline is 10 percent, while equity falls 50 percent. Borrowing magnifies the effect on the smaller equity base.

Problem 5

Teaching scenario: a bank closes, families lose access to savings, local purchases fall, and shops reduce staff. Other banks and public relief are not described. Explain the mechanism connecting the bank closure to employment and identify evidence needed to establish its size or wider reach.
Answer and explanation

The sequence supplies a plausible reinforcing contraction. It does not establish that every closure produced the same outcome or that one bank caused a national depression. Local sales and employment records could test the proposed chain.

Lost access to funds can reduce household spending.

Lower sales can lead shops to reduce work and wages.

Compare timing, alternative credit, relief, and records from other places.

Response criteria

  • Describe the historical context and institutions accurately.
  • Connect relevant evidence to an explained conclusion.
  • Represent particular perspectives without stereotypes or invented testimony.
  • Identify an evidentiary limitation or a distinction that qualifies the claim.

Problem 6

How did different financial problems reach households through different pathways?
Answer and explanation

A depositor losing access to savings, an employer losing credit, and a farmer facing falling prices experience different mechanisms. Explain their connections rather than using one stock-market event as the whole causal account. International trade and monetary constraints extended the contraction beyond domestic financial markets.

Problem 7

Illustrative policy comparison: plan A provides temporary cash to eligible households; plan B hires some unemployed adults to build public facilities. Both have limited budgets, and eligibility rules are unspecified. Explain a benefit and a limitation of each, then identify information required to compare access fairly.
Answer and explanation

Neither label establishes universal superiority. The designs address different needs and constraints. A justified comparison needs access rules, costs, timing, and evidence of household outcomes; accept different priorities when the reasoning is explicit.

Cash can meet varied immediate needs but depends on eligibility and benefit size.

Jobs provide earnings and infrastructure but may exclude people unable to take the work.

Compare budgets, coverage, administration, and local need.

Response criteria

  • Describe the historical context and institutions accurately.
  • Connect relevant evidence to an explained conclusion.
  • Represent particular perspectives without stereotypes or invented testimony.
  • Identify an evidentiary limitation or a distinction that qualifies the claim.

Problem 8

Why can one public project have relief, recovery, and longer-term functions?
Answer and explanation

The same project can supply short-term employment, increase spending, and build durable infrastructure. Classifying a project as relief or recovery is a way to identify a mechanism rather than a rule that each measure fits only one box. Explain which evidence would assess each function separately.

Problem 9

Invented photograph exercise: an image shows three people beside packed belongings; a later caption calls them unemployed migrants. The supplied picture is only a verbal teaching description, not Lange’s photograph. State two observations and two claims needing independent evidence.
Answer and explanation

The description supports the presence of three people and packed belongings. It does not independently establish employment status or why they moved. A dated interview, work record, or documented caption source could test those claims. This method respects people’s experiences without inventing private thoughts or treating an image as a complete biography.

Observe people and belongings as described.

Treat employment and reasons for travel as caption claims.

Request dated records or testimony to test the claims.

Response criteria

  • Describe the historical context and institutions accurately.
  • Connect relevant evidence to an explained conclusion.
  • Represent particular perspectives without stereotypes or invented testimony.
  • Identify an evidentiary limitation or a distinction that qualifies the claim.

Problem 10

Why should household decisions be explained through opportunities and constraints?
Answer and explanation

Employment loss, debt, available relief, family responsibilities, and opportunities elsewhere affected the choices households could make. A decision to move or share housing was not necessarily unconstrained preference. Explain the available alternatives and limits without assuming all families responded alike.

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